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CareCredit offers a health and wellness credit card with flexible financing options, allowing individuals to pay for a wide range of healthcare expenses over time. Accepted at over 260,000 locations nationwide, CareCredit provides a simple and convenient way to manage out-of-pocket costs for services such as dentistry, veterinary care, cosmetic treatments, skincare, and more without impacting credit scores.

With CareCredit, individuals can prequalify quickly and easily to access convenient monthly payment plans for their healthcare needs. The credit card can be used repeatedly for various health and wellness expenses for oneself, family members, and pets, offering flexibility and peace of mind when seeking care from a diverse range of healthcare providers.

Applying for a CareCredit credit card can be done online, over the phone, or in person at participating healthcare and retail locations. Applicants can prequalify within seconds online, apply by phone with a live agent or automated system, or visit a location that accepts CareCredit for in-person application. By providing access to a wide network of providers and streamlined application processes, CareCredit aims to support individuals in managing their healthcare expenses conveniently and efficiently.



Cherry financing offers healthcare providers the opportunity to serve more patients with improved terms and a seamless customer experience. The patient application process is quick and easy, providing instant decisions without affecting credit scores. By offering 0% APR financing and fast approvals, providers can increase revenue and enhance case acceptance rates.

To apply for Cherry financing, patients can quickly determine their eligibility and explore payment plan options. The application involves a soft credit check, ensuring that the process does not impact credit scores. With no hard credit checks or hidden fees, patients can receive immediate approval results and choose from flexible payment plans ranging from 3 to 60 months with qualifying 0% APR options.

Through the Cherry Patient Portal, approved patients can conveniently manage their approvals and contracts, make monthly payments, adjust settings, and track payment history. The approval remains valid for at least 30 days, with patients receiving reminders before their payment due dates. By providing transparent payment plan options and easy access to account management tools, Cherry simplifies the financing process for both patients and healthcare providers.

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